Often yes because banks see that lower deposit may mean higher risks of default. However, it all goes back to a strong application and you can look to refinance later. The key concept here is to never take out a loan if you are not certain that you can commit to the repayments.

Interest rates in Australia have never been so low.

It typically ranges between 2% to 4% and they may vary depending on the lender and your individual case. Our Small Deposit Strategy comes with standard home loans through well-known lenders. 

Our finance team will help you find the best option available for you. 

To find out your borrowing capacity simply complete our free online assessment.