When you borrow money, in the eyes of the bank, you are unknown if you are at risk of default to them!

That is why they need to know that you can afford to repay and that you have good history with your other credit providers.  It is essential that you have a decent rating without defaults especially when requesting a home loan.

Many people are unsure about their credit history. Or sometimes have old issues still pending…you can contact our team for help.